Cheapest Cars to Insure in 2008

Most of our visitors are interested in which cars are the least expensive to insure. Here is a list of the cars with the lowest cheap car insurance rates for 2008 and an explanation of why.

1. Chrysler Town & Country
2. Ford Escape
3. GMC Sierra Pickup
4. Chevrolet Impala
5. Ford Econoline Club Wagon
6. Ford Fusion
7. Ford F-Series Pickup
8. Honda Civic
9. Toyota Camry
10. Toyota RAV-4

Why Certain Cars Have Cheaper Premiums

The cheap car insurance rates of your particular vehicle will be based on a number of factors. Your car's theft risk, collision risk, ability to harm or kill others, ability to damage property, and passenger safety will all influence your cheap car insurance rates. For the vehicles mentioned above, most have lower than average ratings for these criteria. For theft and collision risks, your insurance company will look at statistics for your vehicle make and model in your area and base your cheap car insurance rates on how frequently accidents and thefts take place. Your vehicle's ability to do damage to property or another person is also a factor with cheap insurance rates. Larger, heavier vehicles tend to do more damage to people and property, which is why they cost more to insure. Finally, how safe your vehicle is will also impact your cheap car insurance rates. The safer your vehicle is, the less likely you or your passengers will be seriously injured in an accident. This means fewer medical expenses for the insurance company, which allows them to lower the premiums to insure these vehicles. If you have any questions, please visit our FAQ page.