Cheap Car Insurance RatesCar Insurance

Cheapest Cars to Insure in 2008

Most of our visitors are interested in which automobiles are the least expensive to insure. Here is a list of the ones with the lowest rates for 2008 and an explanation of why.

  1. Chrysler Town & Country
  2. Ford Escape
  3. GMC Sierra Pickup
  4. Chevrolet Impala
  5. Ford Econoline Club Wagon
  6. Ford Fusion
  7. Ford F-Series Pickup
  8. Honda Civic
  9. Toyota Camry
  10. Toyota RAV-4
Cheap Car Insurance Rates

Why Certain Models Have Cheaper Premiums

The premiums associated with your particular vehicle will be based on a number of factors. Your car's theft risk, collision risk, ability to harm or kill others, ability to damage property, and passenger safety will all influence your premiums. For the models mentioned above, most have lower than average ratings for these criteria. For theft and collision risks, your insurer will look at statistics for your vehicle make and model in your area and base your premiums on how frequently accidents and thefts take place. Your vehicle's ability to do damage to property or another person is also a factor with your premiums. Larger, heavier vehicles tend to do more damage to people and property, which is why they cost more to insure. Finally, how safe your automobile is will also impact your costs. The safer your model is, the less likely you or your passengers will be seriously injured in an accident. This means fewer medical expenses for the insurer, which allows them to lower the rates to cover these vehicles. If you have any questions, please visit our FAQ page.

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