How It Works

Learn more about cheap car insurance rates here. We'll explain what we do, how we can help you, and what the basic components of a policy are.

About Our Service

We are a free matching service whose goal is to help our visitors find cheap car insurance rates on quality coverage. We work with a large network of auto insurers to bring our customers the most competitive cheap car insurance rates available. Because we present our quotes in a side-by-side format, we force our insurers to compete for your business with their top rivals. This results in drastically lower premiums for you. Our goal is to be a one-stop-shopping site for those in the market for cheap car insurance rates. We can help you do all of your comparison shopping for auto insurance in just minutes. Here are some of the benefits of getting cheap car insurance rates through our site:

• No-obligation sign-up form
• Up to five quotes for free
• Quotes from some of the best insurers in the business
• Insurance companies compete for your business
• Do all of your shopping for auto insurance on one site

What's in a Policy

A standard auto policy usually comes with several basic coverages. Before you get cheap car insurance rates, make sure you're familiar with the following types of coverage:

1. Liability - includes both bodily injury liability and property damage liability. When you get cheap car insurance rates, be sure to include these coverages, as most states require them by law. These coverages will pay for damages if you hurt or kill someone or damage another's property in a covered accident.
2. Uninsured/underinsured motorist - may also be required by law in some states. Covers your medical expenses and possible property damages if you are hit by an uninsured or underinsured driver.
3. Collision - pays to repair or replace your vehicle up to its actual cash value in the event of a covered accident. Some cheap car insurance rates may not include this coverage, especially for older cars.
4. Medical payments - covers reasonable and necessary medical expenses for you and your passengers in a covered accident. You may not have to include this coverage when shopping for cheap car insurance rates if you already have good health insurance.
5. Comprehensive - pays for most non-collision-related damages to your car. Cheap car insurance rates that include comprehensive coverages usually pay for damage resulting from an animal, theft, vandalism, fire, and falling objects.
6. Optional coverages - optional coverages might include rental reimbursement coverage or stereo/audio equipment coverage. If cheap car insurance rates are your main priority, you might to exclude such coverages. Check out the 5 ways to get discount page for more information.